In this episode, I go through the pros and cons of using personal finance and budgeting apps.

You may have heard of Mint or Personal Capital, and while seeing all your transactions in one place is nice, there are some other things to think about when tracking your finances.

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In this episode, you get the stupid simple formula for getting rich.

This is not difficult, it's actually quite boring, but most people want to get rich quickly, which isn't realistic.

If you really want to become rich, this is basically a guaranteed way to do it and as a bonus, I show you how to implement it into your daily life.

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In this episode, I go through tax harvesting and how you can use it to lower your taxable income and get a bigger cheque back from the government.

It requires some planning, and I'd recommend using a tax accountant, but it's a legal way to keep more of what you make and give less back to the government.

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In this episode, you're going to learn exactly how bad mortgage costs have gotten thanks to all the interest rate hikes in 2022.

It's bonkers.

People are paying loads more when they renew mortgages after having to endure 3.5% of rate increases.

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But, they don't ride high all month long, they have specific start and end dates so listen now to find out the exact details!

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In this episode, I share 3 different ways that you can use precious time during the day to accomplish more.

Think about it, we all have the same 24 hours in a day, but some people get more done and get more out of their time.

So here are 3 tips that I use to increase the time I spend on development and reduce the number of wasted minutes.

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In this episode, I share one big issue that I really struggle with in day-to-day life.

I decided to create this episode to pull back the curtain and look at a mental health issue that I'm working to overcome.

Perhaps you can relate to some extent.

I think talking about and sharing how you are feeling is a significant first step in making a change that's important to you.

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In this episode, I go through how I crafted my days when I was retired for a brief 18-month period.

I think this is so important because as we get older and our retirement age gets closer we should be thinking about the activities and relationships that we want to maintain.

Those things and people that give us the most value.

The earlier we know what these things are the less time and energy we will waste on what doesn't work.

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In this episode, I break down some interesting data and reports from the latest minutes of the US Federal Reserve.

We all want a clearer picture of when the interest rates may stop or at the very least slow down.

And I think we just got that signal.

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In this episode, I cover the impending doom that is our current financial system and the one big way that I'm trying to protect my wealth.

Hint...

It's not going all in on one crazy bet...

There's no 100% guarantee on one singular investment.

But our debt-based system has made it impossible to leave money sitting in the bank.

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In this episode, you will learn the biggest thing you need to do if you truly want to be successful.

It's as simple as that.

Do this, and be successful.

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In this episode, I run through some of the best financial and life lessons from the gold standard of personal finance books, Rich Dad Poor Dad.

Not only is Robert Kiyosaki's book a great resource to teach you about the power of money, it also does an unbelievable job teaching about what it takes to be successful in life.

News alert, you'll need to work hard to get ahead.

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In this episode, you will get an overview of how cryptocurrency exchange platform FTX, run by former CEO Sam Bankman-Fried and how it recently went bankrupt thanks to some improper risk management.

This is a wild, watershed moment for the crypto world and the effects of this massive collapse will be felt for a long time.

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In this episode, I break down the latest CPI number and the inflation numbers that we saw in October.

I go into detail as to why inflation is still elevated and where I think it will move in the future.

Plus, if you can understand how inflation impacts the stock market, you can anticipate or have a better idea as to how the market will respond to certain report numbers.

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In this episode, you will get a few tips that I'm using to be more effective with my time management.

I have a new 9-5 job that I'm dedicating 40 hours a week to so in turn I've had to adapt my schedule for all other content.

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In this episode, I share something that I recently learned about how variable rate mortgages work.

You would think that with all the interest rate hikes that as the consumer the bank would be willing to accept a higher monthly payment on our part.

Think again...

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In this episode, I go through the 5 steps that anyone including you can take to become rich.

They aren't hard, they just require work and discipline in their execution.

A lot of people don't realize that their actions today shape the person they will become in 5 years, so start taking your actions and choices seriously.

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In this episode, I break down the most recent interest rate change by the US Federal Reserve.

Jerome Powell was at it again and shook the stock market after an initial upswing when a 0.75 basis point rate hike was announced.

Powell's comments from the follow up press conference did not mention any easing off of stepping back to assess the economy after a slew of rate hikes in 2022.

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In this episode, I explain the historical seasonal trends of the stock market in November.

It is statistically the best month for the S&P 500 and a few sectors also perform quite well.

There are also a couple of sectors that normally end up with negative returns during the penultimate month of the year.

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In this episode, you will learn how all the interest rate increases have affected variable-rate mortgages and lines of credit.

To put it bluntly, it hasn't been pretty and a lot of homeowners are approaching or have already hit their mortgage trigger rate.

What you don't want to do is panic, because if you do, that's when the banks win and make more money off of you.

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In this episode, you will get a crash course of the most important points of digital money.

There is a huge rabbit hole to go down, but that isn't for everyone.

If you want a bite-sized look into the crypto space, Bitcoin and why it matters to you, check out this episode.

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In this episode, you will learn the 5 main styles of how everyday people manage their money.

This topic was shown to me by the great Ramit Sethi, author of I Will Teach You To Be Rich.

Everyone starts from the same place when it comes to money management and how quickly we change or adapt our style comes down to our drive and goals in life.

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In this episode, I share the numbers from an Airbnb I ran out of my home over the summer.

Our unit is pretty basic but we were still able to earn a four-figure return over the summer months, choosing when and who we wanted to stay at our place.

Airbnb also makes it really easy to automate with pre-loaded templates for check-in, answering questions and more.

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In this episode, I go over some of the important dates for corporate earnings and discuss the impact of volatility around this period of time.

With a somewhat fragile market heading into earnings season, I expect some large moves but it will be based on the revenue, earnings, subscriber counts and foreward guidance.

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In this episode, I share multiple reasons how real estate investing has changed my life and how I believe it can impact your life as well.

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In this episode, I cover 10 personal finance principles that have served me well and that I believe everyone should know.

This isn't the be-all and end-all of personal finance, but understanding these 10 things has helped me greatly with my decision-making around investing and day-to-day transactions.

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In this episode, you'll hear three huge reasons why the stock market is so difficult to win in.

Generally, 95% of people lose when investing in the market and after 2 years over 90% of investors/traders are done with it.

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In this episode, I explain the strategies I use to get shit done and be as productive as possible.

Surprise! It doesn't involve me spending time on my phone, a.k.a. the mobile soul sucker.

Everyone can be a little more productive and if you can find ways to block out distractions and get the important stuff done, you can elevate yourself, your business and your relationships.

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In this episode, I dive into why networking and expanding the quality of people around you can take you to new heights in all aspects of life.

There is a direct correlation to the amount of success you have in life and the group that you surround yourself with.

The more driven and successful they are, the more driven and successful you will be.

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In this episode, I explain the historical seasonal trends of the stock market in October.

Generally it is the most volatile month of the year but there are a couple of sectors that perform quite well.

Understanding seasonal trends can give you an advantage as an investor and tilt the odds in your favour of making sound investments.

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In this episode, I sit down and chat with full-time real estate investors Jeff Barker and Dakota Warkentin.

They are the founders of Opinicon Investments and they are making their mark on the real estate industry with several flips, longer-term buy and holds and future plans to foray into the multi-family space.

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In this episode, I break down what Stock Options are and explain them to you like you were a five-year-old.

Why?

Because that's literally what I Googled the first time I tried to understand how they worked.

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In this episode, I sit down and chat with legal council Geoff Daley and he shares what it was like to face and pass the bar exam and ultimately becoming a lawyer.

Geoff also shares a couple of bizarre stories from the court room. These are things I wouldn't know how to respond to so make sure you listen to all three.

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In this episode, I share the biggest key to success that I've experienced in my life.

I didn't believe that your mindset and your thoughts could really impact life in the real world but as I kept learning about self-improvement and investing, the topic of mindset kept coming up.

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In this episode, I sit down and chat with elementary teacher Jon Bradnam, who is fresh off his run in the Boston Marathon.

Jon's incredible story goes back a few years to his battle and victory over cancer on two separate occasions which lead him to a renewed focus and enjoyment of passions in his life.

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In this episode, I sit down and dig into Peter Ryell's journey from Starbucks barista to Data Analyst for the Department of National Defence.

Peter decided shortly after completing university that he wanted more in life and decided to go back to school to add to his skills, which came with its own set of challenges.

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In this episode, I tell a few stories and share my options trading experience to date. There have been many highs and also many lows as I've learned how to use stock options to create a new income stream.

Listen to hear about the top 10 things I wish I knew before diving into the world of stock options and becoming an options trader.

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In this episode, I chat with real estate agent Meghan Maxwell, and she shares how her experience working as a port and shopping guide on luxury cruise ships helped transition her into her current role within the world of real estate.

Meghan was able to figure out early on in her role on the cruise ships that education and providing value were paramount in creating meaningful relationships with potential clients.

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In this episode, I switch things up a bit and dive into my backstory of how I came to learn and understand stock options.

After sharing my story, I go through the basics of how stock options work, the fundamental principles of both call and put options and the reasons for using each type of contract.

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In this episode, I chat with Demand Planner, Eric Chemerika and we get into his journey from total beginner to seasoned stock options investor.

Eric shares many lessons on what he's gone through personally throughout his time as a stock investor and how the experiences that hurt the most are usually the ones that offer the best lessons for future growth.

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In this episode, I chat with mortgage broker Todd Foster and we dive into the different ways you can set up a mortgage and how to structure one for future prosperity.

A lot of people think that the mortgage rate is all that matters but Todd shares a number of other factors that you need to know in order to save you money and give you the most flexibility with your mortgage in the future.

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In this episode, I chat with graphic designer Teresa Tam and she shares how she was able to quit her corporate role and pursue her passion through a freelance design career.

Teresa speaks about how her ability to grow a strong professional network has helped her make the jump into the solo space and has been a constant source of new business.

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In this episode, I sit down with full-time real estate investor Rene Masse, and he shares how he creates success in his life and his business through belief in himself, discipline thinking and consistent action towards big goals.

And Rene certainly has achieved some big goals as an investor who has completed numerous duplex and secondary suite conversions in the Kingston, Ontario area.

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In this episode, I sit down with financial planner, Michael Kemp, partner at Kemp Financial and he shares his views on creating a comprehensive full-scale investment portfolio. 

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In this episode, I sit down with transportation engineer Jordan Frost, and he shares his views on investing, excelling in a corporate career and his perspective on how your income streams can grant you access to opportunities in life.

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In this episode, I sit down with firefighter Jon Evans, who in addition to his day job, has his hands in a whole bunch of different investments. Jon trades stock options, has dabbled in private lending, invest in cryptocurrencies and has also started mining crypto tokens as well.

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In this episode, I sit down with civil engineer Stan Mathew who has decades of experience investing in all types of assets. He has a great and well-founded perspective given the market swings that he's lived through and is perpetually chasing a diversified non-correlated portfolio.

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In this episode former guest and crypto venture capitalist, Mike Grantis returns for an emergency market update. Given all the recent selling and decline in both cryptocurrencies and the traditional equities market, it was awesome to hear Mike's take and what he thinks are some of the direct causes of the chaos.

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In this episode, I sit down with Orangetheory Fitness owners Alexa and David Salama and chat about their path to opening their gym in St. Catharines and also how they had to adapt their business through the various lockdowns brought on by the pandemic.

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In this episode, former math teacher, turned realtor, Jamie Harnish shares his story of how he got started investing in real estate and how home equity can be used to create more buying opportunities as well as the numbers on a couple of Jamie's properties.

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My 10 Biggest Mistakes In Real Estate

In this episode, you'll hear the 10 biggest mistakes that I've made as a real estate investor and the lesson that I took from each experience. 

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In this episode, I share a bit of my story of how I got to where I am today, the pivotal moment where I knew I had to make a change in my life and the process I went through to start buying back more of my time.  

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